Welcome to Social Mortgage

No worries! We are here to help you with your mortgage!

Social Mortgage offers personalized mortgage solutions tailored to your needs. Whether you're buying a new home or refinancing, our expert team is here to guide you through the process with ease.

About

Social Mortgage

Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding, and support into the conversation about home financing. Call today and speak to someone who will put you first, because at Social Mortgage it’s about all of us.

Our Values:

Transparency: We believe in open, honest communication.
Customer-Centric: Your goals are our top priority.
Efficiency: We streamline the process, so you can focus on what matters most—your new home.

Call today and surround yourself with good company!

Overview of Loan Programs

Our Loan Programs

Explore our diverse range of loan programs designed to meet your unique financial needs. Whether you're buying your first home or refinancing, we offer tailored solutions to help you achieve your goals with ease.

Adjustable Loans

For the times when long term interest rate security isn’t a priority and you only need the guarantee of a lower rate for short time.

FHA Loans

These are backed by the federal housing administration and give borrowers the potential to put 3.5 percent down while still obtaining competitive interest rates.

USDA Loans

Clients living in rural or suburban areas have the opportunity to qualify for a no down payment loan option backed by the U.S. Department of Agriculture.

VA Loans

These are designed for clients who are distinguished veterans, qualified service members and their spouses. This loan gives you the ability to put no money down on a purchase and to finance 100 percent on a refinance.

Jumbo Loans

For high-value properties, jumbo loans offer larger loan amounts beyond conventional limits, allowing you to purchase luxury homes with competitive rates.

Conventional Loans

Ideal for borrowers with a strong credit history, conventional loans offer competitive rates and flexible terms for purchasing or refinancing.

How it works?

At Social Mortgage we provide excellent mortgage and refinance services to facilitate our client’s needs.

Tell Us About Your Goals

Call 1-216-306-0225 to speak to one of our licensed mortgage professionals, or click here to apply now.

Tailor A Solution

Our mortgage experts will provide a tailored solution specific to your financial goals.

Lock Your Rate & Get Approved

Once the right program is selected, we will provide a rate lock to protect against market volatility.

Close Your Loan

Choose when and where to finalize your loan documents. We'll bring everything to you!

We'll Watch The Market

Our client loyalty team will monitor your loan against the current market. If the market improves, we will call you!

Reviews

What Our Clients Say

Hear directly from our satisfied clients about their experiences working with Social Mortgage. We pride ourselves on delivering exceptional service and helping our clients achieve their homeownership goals.

     EXCELLENT  
     Based on 151 reviews 
    
 
 
   
 
 
        
   Bart Eland 
 2024-08-29
 
 
 Trustindex verifies that the original source of the review is Google. We had vary good experience with the group that help us.All our questions were answered in the term you could under stand. We would bring our business back if we need to. Thanks for all your hard work and help.
  
 
       
   Emily Mapes 
 2024-08-28
 
 
 Trustindex verifies that the original source of the review is Google. Working with Justin Stuart for our first home mortgage was a completely seamless and professional experience. We feel it could not have gone better on all fronts; immediate responses to all questions, thoroughness to create the best mortgage options, and honest kind interactions. We would highly recommend working with this company to help educate you through the process and instill trust when dealing with a home mortgage. Justin also provided excellent recommendations for other home needs such as insurance and inspections. From start to finish we had a positive and stress free experience, which we did not expect with first time homeownership!
  
 
       
   Autumn Smith 
 2024-08-23
 
 
 Trustindex verifies that the original source of the review is Google. Andrew at Rocket Mortgage was amazing in helping us with our loan, walking us through the steps & being patient in answering all of our questions. If you’re looking to buy a house & don’t know which steps to take, definitely contact Andrew for all your new homeowner needs. He was thorough & knowledgeable through the whole process.
  
 
       
   Britany Brodka 
 2024-08-05
 
 
 Trustindex verifies that the original source of the review is Google. Andrew was great during the whole process. Highly recommend him and this company.
  
 
       
   William S Multner 
 2024-08-01
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Andrew and the entire experience from beginning to end was straightforward, easy to follow , and a pleasure to be a part of.

Not only did I feel like he actually went above and beyond on my behalf but also that there was a level of transparency at all times that eased my nerves about being a first time home buyer. I can’t recommend him and the organization enough. Genuine people!
  
 
       
   Audrey Devlin 
 2024-07-27
 
 
 Trustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Max from Social Mortgage, and I couldn’t be happier with the experience. Max went above and beyond to find me the best deal and get me into my dream home quickly. His dedication was evident throughout the process.
Max handled all the legwork, making the entire home-buying journey seamless. Even when he was under the weather, he remained accessible via phone calls and texts. The closing process was the easiest I’ve ever encountered, thanks to Max’s expertise and commitment.
If you’re in the market for a home, I highly recommend Social Mortgage. Their exceptional service and personalized attention set them apart. Thank you, Max, for making my home-buying experience stress-free and enjoyable!
Remember to verify the legitimacy and regulatory status of Social Mortgage before proceeding. Happy homeowner!!

Shawn
  
 
       
   Chelsea Messick 
 2024-07-25
 
 
 Trustindex verifies that the original source of the review is Google. Social Mortgage deserves more than 5-stars! The whole team was always available, excited and full of knowledge. They made what I thought would be a really overwhelming experience easy breezy! Thank you Social Mortgage <3
  
 
       
   Miyah & Shauna 
 2024-07-25
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Social Mortgage! Michael Hudson helped me from start to finish close within 2 weeks. The appraisal even came in lower because I bit $20,000 over the price. Michael helped hold the line with our agents and ensure they dropped the price vs. argue pointlessly to get a 2nd appraisal. He had my back from start to finish and make sure I closed on time, and with better terms than I started with!
  
 
       
   Kim Nelson 
 2024-07-24
 
 
 Trustindex verifies that the original source of the review is Google. Mike Huddson was amazing always answering any questions I had at anytime.
  
 
       
   Shavonne Clark 
 2024-07-09
 
 
 Trustindex verifies that the original source of the review is Google. Max was great to work with during my home buying process. The communication from him and his team was impeccable, they made sure to keep me informed of everything that was going on. He walked me through the process and we were closed in less than a month.  Big thanks Max, you made my dream come true

Frequently Asked Questions

What types of mortgage loans do you offer?

We offer a variety of mortgage options including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and refinancing solutions. Our team will help you determine the best option based on your financial situation and goals.

How long does the mortgage approval process take?

The mortgage approval process typically takes between 30 to 45 days from the time you submit your application to the closing date. Factors such as the completeness of your application and the speed of document verification can affect this timeline.

What documents are required to apply for a mortgage?

To apply for a mortgage, you generally need to provide proof of income, employment verification, credit history, bank statements, and details of your current debts and assets. We’ll provide you with a detailed list tailored to your specific situation.

Can I get pre-approved for a mortgage?

Yes, obtaining a pre-approval is highly recommended. It helps you understand how much you can borrow and strengthens your position with sellers. The pre-approval process involves reviewing your financial information and credit history.

What should I do if my credit score is not ideal?

If your credit score is less than perfect, don’t worry. We offer various mortgage programs designed for different credit profiles. We can also provide guidance on improving your credit score to help you secure a more favorable loan.

Are there any hidden fees or costs associated with getting a mortgage?

We strive for transparency in all our transactions. While there may be standard costs such as appraisal fees, closing costs, and loan origination fees, we’ll provide a clear breakdown of all potential costs upfront so you’re fully informed.

Ready to Get Started?

Fill out the form to initiate your mortgage journey with us. At Social Mortgage, we offer personalized support and expert guidance to help you achieve your homeownership goals. Start your application today and take the first step toward securing the perfect mortgage solution for you.

Still have a question? Feel free to reach out to us by chat, email, or phone.

Bart Eland

2024-08-29

We had vary good experience with the group that help us.All our questions were answered in the term you could under stand. We would bring our business back if we need to. Thanks for all your hard work and help.

Emily Mapes

2024-08-28

Working with Justin Stuart for our first home mortgage was a completely seamless and professional experience. We feel it could not have gone better on all fronts; immediate responses to all questions, thoroughness to create the best mortgage options, and honest kind interactions. We would highly recommend working with this company to help educate you through the process and instill trust when dealing with a home mortgage. Justin also provided excellent recommendations for other home needs such as insurance and inspections. From start to finish we had a positive and stress free experience, which we did not expect with first time homeownership!

Autumn Smith

2024-08-23

Andrew at Rocket Mortgage was amazing in helping us with our loan, walking us through the steps & being patient in answering all of our questions. If you’re looking to buy a house & don’t know which steps to take, definitely contact Andrew for all your new homeowner needs. He was thorough & knowledgeable through the whole process.

Britany Brodka

2024-08-05

Andrew was great during the whole process. Highly recommend him and this company.

William S Multner

2024-08-01

I worked with Andrew and the entire experience from beginning to end was straightforward, easy to follow , and a pleasure to be a part of. Not only did I feel like he actually went above and beyond on my behalf but also that there was a level of transparency at all times that eased my nerves about being a first time home buyer. I can’t recommend him and the organization enough. Genuine people!

Audrey Devlin

2024-07-27

I recently had the pleasure of working with Max from Social Mortgage, and I couldn’t be happier with the experience. Max went above and beyond to find me the best deal and get me into my dream home quickly. His dedication was evident throughout the process. Max handled all the legwork, making the entire home-buying journey seamless. Even when he was under the weather, he remained accessible via phone calls and texts. The closing process was the easiest I’ve ever encountered, thanks to Max’s expertise and commitment. If you’re in the market for a home, I highly recommend Social Mortgage. Their exceptional service and personalized attention set them apart. Thank you, Max, for making my home-buying experience stress-free and enjoyable! Remember to verify the legitimacy and regulatory status of Social Mortgage before proceeding. Happy homeowner!! Shawn

Chelsea Messick

2024-07-25

Social Mortgage deserves more than 5-stars! The whole team was always available, excited and full of knowledge. They made what I thought would be a really overwhelming experience easy breezy! Thank you Social Mortgage <3

Miyah & Shauna

Thank you Social Mortgage! Michael Hudson helped me from start to finish close within 2 weeks. The appraisal even came in lower because I bit $20,000 over the price. Michael helped hold the line with our agents and ensure they dropped the price vs. argue pointlessly to get a 2nd appraisal. He had my back from start to finish and make sure I closed on time, and with better terms than I started with!

Kim Nelson

2024-07-24

Mike Huddson was amazing always answering any questions I had at anytime.

Shavonne Clark

2024-07-09

Max was great to work with during my home buying process. The communication from him and his team was impeccable, they made sure to keep me informed of everything that was going on. He walked me through the process and we were closed in less than a month. Big thanks Max, you made my dream come true