Explore Jumbo Loans

Discover the advantages of jumbo loans, designed for borrowers who need to finance higher loan amounts exceeding conventional loan limits. Learn how a jumbo loan can help you achieve your homeownership goals with customized financing solutions.

What Are Jumbo Loans?

Jumbo loans are non-conforming mortgages that exceed the limits set by conventional loan guidelines. These loans are ideal for high-value properties and offer flexible terms to meet the needs of borrowers seeking larger loan amounts.

Benefits of Choosing a Jumbo Loan

Jumbo loans offer several benefits, including:

Higher Loan Amounts: Finance higher-value properties that exceed conventional loan limits.
Flexible Terms: Customizable loan terms to suit your financial situation.
Competitive Interest Rates: Often offer competitive rates compared to other high-value loan options.
No Private Mortgage Insurance (PMI): Potential to avoid PMI requirements.

Jumbo Loan Requirements

To qualify for a jumbo loan, you need to meet specific criteria:

Credit Score: Generally, a credit score of 700 or higher is preferred.
Down Payment: Larger down payments may be required compared to conventional loans.
Income and Assets: Proof of stable income and significant assets to support the higher loan amount.
Debt-to-Income Ratio: Must meet lender’s guidelines for debt-to-income ratio.

How to Apply

Ready to explore jumbo loan options? Contact us to get started. Our team will guide you through the application process and help you find the best solution for financing your high-value property.

More Loan Options

Bart Eland

2024-08-29

We had vary good experience with the group that help us.All our questions were answered in the term you could under stand. We would bring our business back if we need to. Thanks for all your hard work and help.

Emily Mapes

2024-08-28

Working with Justin Stuart for our first home mortgage was a completely seamless and professional experience. We feel it could not have gone better on all fronts; immediate responses to all questions, thoroughness to create the best mortgage options, and honest kind interactions. We would highly recommend working with this company to help educate you through the process and instill trust when dealing with a home mortgage. Justin also provided excellent recommendations for other home needs such as insurance and inspections. From start to finish we had a positive and stress free experience, which we did not expect with first time homeownership!

Autumn Smith

2024-08-23

Andrew at Rocket Mortgage was amazing in helping us with our loan, walking us through the steps & being patient in answering all of our questions. If you’re looking to buy a house & don’t know which steps to take, definitely contact Andrew for all your new homeowner needs. He was thorough & knowledgeable through the whole process.

Britany Brodka

2024-08-05

Andrew was great during the whole process. Highly recommend him and this company.

William S Multner

2024-08-01

I worked with Andrew and the entire experience from beginning to end was straightforward, easy to follow , and a pleasure to be a part of. Not only did I feel like he actually went above and beyond on my behalf but also that there was a level of transparency at all times that eased my nerves about being a first time home buyer. I can’t recommend him and the organization enough. Genuine people!

Audrey Devlin

2024-07-27

I recently had the pleasure of working with Max from Social Mortgage, and I couldn’t be happier with the experience. Max went above and beyond to find me the best deal and get me into my dream home quickly. His dedication was evident throughout the process. Max handled all the legwork, making the entire home-buying journey seamless. Even when he was under the weather, he remained accessible via phone calls and texts. The closing process was the easiest I’ve ever encountered, thanks to Max’s expertise and commitment. If you’re in the market for a home, I highly recommend Social Mortgage. Their exceptional service and personalized attention set them apart. Thank you, Max, for making my home-buying experience stress-free and enjoyable! Remember to verify the legitimacy and regulatory status of Social Mortgage before proceeding. Happy homeowner!! Shawn

Chelsea Messick

2024-07-25

Social Mortgage deserves more than 5-stars! The whole team was always available, excited and full of knowledge. They made what I thought would be a really overwhelming experience easy breezy! Thank you Social Mortgage <3

Miyah & Shauna

2024-07-25

Thank you Social Mortgage! Michael Hudson helped me from start to finish close within 2 weeks. The appraisal even came in lower because I bit $20,000 over the price. Michael helped hold the line with our agents and ensure they dropped the price vs. argue pointlessly to get a 2nd appraisal. He had my back from start to finish and make sure I closed on time, and with better terms than I started with!

Kim Nelson

2024-07-24

Mike Huddson was amazing always answering any questions I had at anytime.

Shavonne Clark

2024-07-09

Max was great to work with during my home buying process. The communication from him and his team was impeccable, they made sure to keep me informed of everything that was going on. He walked me through the process and we were closed in less than a month. Big thanks Max, you made my dream come true

Explore Jumbo Loans

What Are Jumbo Loans?

Benefits of Choosing a Jumbo Loan

Jumbo Loan Requirements

How to Apply

More Loan Options

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